Cogitations of Vishwas Jain

"One child, one teacher, one book and one pen can change the world."                      -  Malala Yousafzai Some of history’s greatest statesmen have spoken at United Nations. This time, the Assembly listened  spellbound to a 16-year-old schoolgirl . July 12 marks the 16th birthday of Malala Yousafzai, who was shot by the Taliban for her efforts to promote women’s education.  These are Malala’s words -  "In the name of God, The Most Beneficent, The Most Merciful. Honourable UN Secretary General Mr Ban  Ki-moon, respected president of the General Assembly  Vuk Jeremic,  honourable  UN envoy for global education  Mr Gordon Brown, respected elders and my dear brothers and sisters: Assalamu alaikum. Today is it an honour for me to  be speaking again after a long time. Being here with such honourable people is a great moment in my life and it is an honour for me t...

Common Admission Test (CAT) is an all India level national test, conducted by IIMs as entrance exam for getting admissions in top IIMs and leading management institutes of the country. CAT Eligibility The candidate must hold a Bachelor’s Degree, with at least 50% marks or equivalent CGPA [45% in case of the candidates belonging to Scheduled Caste (SC), Scheduled Tribe (ST) and Differently Abled (DA) (It may also referred to as Persons with Disability (PWD) category)], awarded by any of the Universities incorporated by an act of the central or state legislature in India or other educational institutions established by an act of Parliament or declared to be deemed as a University under Section 3 of the UGC Act, 1956, or possess an equivalent qualification recognized by the Ministry of HRD, Government of India. CAT - 2013 Dates Event Date Sale of CAT Vouchers Monday,29 July - Tuesday, 24 September 2013 Registration for CAT 2013 Monday,29 July - Thursday, 26 September...

As an Individual you are required by law to file your Income Tax Returns, if your total income without allowing deductions (such as Section80C etc) exceeds the basic exemption limit. There’s good news for you because for this assessment year(2013-14), the exemption limit has been increased.  Age Exemption Limit Below 60(both men and women) 2 Lakh Senior Citizen(above 60) 2.5 Lakh Super Senior Citizen(above 80) 5 Lakh There’s some more good news for Senior Citizens because the eligible age for Senior Citizens has been reduced from 65 to 60 years for: Section 80D (Deductions on Medical Insurance), Section 80DDB (Deduction on Medical Treatment) and 197A Changes in e-Filing this year onwards E-Filing is compulsory for people earning more than Rs. 5 Lakhs. This refers to the total income amount after claiming tax deductions like section 80 deductions.  You will need to enter the IFSC code instead of MICR code while specifying your account details....

Are you filing taxes yourself or getting someone else to? Make sure you know these 10 essential terms! Financial Year The financial year is a 12 month period beginning the April 1'st each year and ending on 31st of March the following year. For example: You will pay taxes on your earnings during the April 1st 2012 to March 31st 2013 which is referred to as financial year 2012-13.  Assessment Year The assessment year refers to your income earned in the previous financial year. For example,Assessment Year 2013-14 refers to the income earned in the financial year 2012-13. The Income Tax department in India wants you to assess your income for a financial year ending March 31st each year. Example: As you can only find out the actual total earnings after March 31st 2013, the tax department gives you time till July 31st 2013 to assess and file your Tax Return.  PAN number The Income Tax Department of India identifies you with this number. This is a 10 digit ...

Many questions are coming in everyone’s mind regarding Uttarakhand disaster that who’s fault, who’s carelessness, who’s connive, who’s apathy was this….? There are some questions that if you ask with yourself then many things would become clear. Fearful images and sad news are coming daily from Uttarakhand. Thousands of people who went on a trip to Uttarakhand are still missing. Mountain Tsunami attacked with stones and rain at Kedar valley on 16-17 June. Those who returned successfully have unforgettable pictures of calamity in their minds and the accident became a sad picture for those who lost their relatives. When time for Mourn will end we will talk about new creation but this disaster had not happened to just put it on calendars, it was an alert, a warning, a sign to wake up. An appeal to stop and ask questions from each and every person, either man or women, either old or young, either elder or kid -    Disaster which came in Uttarakhand took away many l...

The White Tiger is the debut Novel of Aravind Adiga which won 40th Booker Prize in 2008. It is an interesting and entertaining novel of an  Servant, Philosopher, Entrepreneur, Murderer and a complicated man Balram Halwai. Written as an letter to Chinese Premier Wen Jiabao Balram tells his story in a very unique way. It scatters the light of the chandelier on the darker side of the Independent India from villages to the rapidly growing metropolitan cities. Starting out as a cleaning boy in a small tea shop in his village Laxmangarh, Balram moved to the city Dhanbad with his elder brother to become a cleaner at a bigger tea shop. But his yearning for a uniform and a better life attracted him to the drivers that he saw at the tea shop in Laxmangarh, and he convinced his family to let him learn how to drive. By a strange quirk of fate, he soon gained employment with Mongoose, the son of a landlord (Stork) from his village. Learning the ways and means of the house, his cunning a...